Terms of Use

1. About these Terms

These Website Terms and Conditions ("Terms") govern your access to and use of the website operated by Brilliant Finance Solutions Pty Ltd ATF JJSD Family Trust (ABN 95 895 154 224) ("we", "us", "our").

By accessing or using brilliantfs.com.au you acknowledge that you have read, understood and agree to be bound by these Terms. If you do not agree, please do not use the website.

2. Use of the website

You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the website by, any third party.

You must not:

• Use the website in any way that breaches any applicable law or regulation
• Attempt to interfere with the proper working of the website
• Introduce or upload any viruses, trojans, worms, logic bombs or other malicious code
• Use any automated means (including bots, scrapers or spiders) to access or collect data from the website
• Reproduce, duplicate, copy or re-sell any part of the website
• Provide false or misleading information through any form on the website

3. Information accuracy

While we endeavour to keep the information on this website accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information, products, services or related graphics contained on the website for any purpose.

• Interest rates, lender policies and government incentives change frequently
• All content is provided for general information purposes only
• Calculators and tools provide indicative results only and do not constitute a loan quote or pre-approval
• You should verify any specific information with us before relying on it

4. No advice without engagement

The content on this website does not constitute financial or credit advice. No client-broker relationship is created by your use of the website. To receive advice tailored to your circumstances you must:

1. Engage us formally (by phone, booking form or in person)
2. Provide the information we request to assess your situation
3. Receive a written advice document or Statement of Advice from us

5. Intellectual property

Unless otherwise indicated, all intellectual property rights in the content, design, text, graphics, logos, images and software on this website are owned by or licensed to Brilliant Finance Solutions Pty Ltd ATF JJSD Family Trust.

You may:

• View, download and print pages for your personal, non-commercial use
• Share links to publicly available pages on the website
• Quote brief excerpts with appropriate attribution

You must not:

• Reproduce, modify, distribute or republish substantial parts of the website without our prior written consent
• Use our branding, logos or trade marks without written permission
• Frame or embed the website within another site
• Use the content for artificial intelligence or machine learning training without our written permission

6. Third-party links

The website may contain links to third-party websites, including those of lenders, regulators and industry bodies such as AFCA. These links are provided for your convenience only.

We do not control, endorse or assume any responsibility for the content, privacy practices or terms of any third-party website. Accessing any third-party link is at your own risk.

7. Limitation of liability

To the maximum extent permitted by applicable law:

• The website and all content are provided “as is” without warranties of any kind, whether express or implied
• We will not be liable for any direct, indirect, incidental, special, consequential or exemplary loss or damage arising from your use of or inability to use the website
• Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, condition, warranty or liability, implied or imposed by the Australian Consumer Law or other applicable law that cannot lawfully be excluded, restricted or modified

8. Indemnity

You agree to indemnify and hold harmless Brilliant Finance Solutions Pty Ltd ATF JJSD Family Trust, its officers, employees and agents from and against any claims, losses, damages, liabilities, costs and expenses (including reasonable legal fees) arising out of or in connection with:

• Your breach of these Terms
• Your use of the website
• Your violation of any applicable law or the rights of any third party

9. Privacy

Our collection, use and disclosure of your personal information is governed by our Privacy Policy, which forms part of these Terms. Please read it carefully.

10. Amendments

We reserve the right to amend these Terms at any time without prior notice. The updated Terms will be posted on this page with a revised "Effective" date. Your continued use of the website after any amendment constitutes your acceptance of the amended Terms.

11. Governing law

These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of the courts of New South Wales.

12. Contact

If you have any questions about these Terms, please contact us:

Brilliant Finance Solutions Pty Ltd ATF JJSD Family Trust
ABN 95 895 154 224
Phone: +61 426 263 391
Email: william@brilliantfs.com.au
Website: brilliantfs.com.au

Wu Sun (William Sun)
CRN 490418
BLSSA ACL 391237