04 — LVR & Deposit
LVR and deposit.
See how your deposit translates into a loan-to-value ratio — and what that means for lender requirements, LMI, and available rates.
Coming soon.
An LVR and deposit calculator is under development. It will help you understand the relationship between your deposit amount, property value, and loan-to-value ratio — and flag thresholds that may trigger lenders mortgage insurance or restrict product choice.
An LVR figure alone does not determine approval. Lenders weigh income, credit history, and property type alongside the ratio. A conversation with a broker gives you the full picture before you commit to a deposit.
02 · Calculator disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.
07 · The conversation
Start with a written assessment, not a sales pitch.
Fourteen minutes — long enough to understand your situation, short enough to respect your time.