02 — Borrowing Capacity
Borrowing capacity.
Estimate how much you could borrow — based on your income, expenses, and liabilities. This calculator is being built. In the meantime, a 14-minute call with a written strategy memo gives you a more accurate picture than any online tool.
Coming soon.
A borrowing capacity calculator is under development. When it launches, you will be able to enter your income, living expenses, existing debts, and dependant count to receive an indicative estimate of your maximum loan amount.
Lenders assess serviceability differently. A calculator provides an indication, not a approval. For a thorough assessment that considers actual lender policies, speak with a licensed credit professional.
02 · Calculator disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.
07 · The conversation
Start with a written assessment, not a sales pitch.
Fourteen minutes — long enough to understand your situation, short enough to respect your time.